Payments & collections

Money in, matched to the right member.

Bank transfers, mobile money, counter cash and payroll check-off, reconciled to member accounts, including the payments that arrive with the wrong reference.

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See how it works

Every way your members pay.

  • Bank transfer

    Members pay into your society's collection account with their member number as the reference.

    Live

  • Mobile money

    Payments from mobile money wallets arrive and are matched the same way.

    Coming

  • Counter

    Tellers take deposits, repayments and share purchases, with a printed receipt and an end-of-day till balance.

    Live

  • Payroll check-off

    Employers deduct from salaries and remit once for all their staff.

    Live

Check-off

Payroll deductions in one remittance.

Each month Bridge prepares a schedule for every employer. The employer remits once; Bridge applies each member's deduction to the right loan, deposit and share account, and flags any shortfall member by member.

  1. Step 1: Schedule sent to the employer

    Every month, per employer, with each member's deductions.

  2. Step 2: Employer remits one payment

    One transfer covers all their staff who are members.

  3. Step 3: Bridge allocates per member

    To the right loan, deposit and share account.

  4. Step 4: Shortfalls flagged to the treasurer

    Member by member, so nothing goes unnoticed.

Check-off API for payroll systems
Suspense

Wrong references are normal. We plan for them.

A payment that can't be matched waits in a suspense queue with suggested matches by reference, amount and name. An officer resolves it to the right member, or returns it to the sender.

  • Suggested matches for every unmatched payment
  • Suspense money is never treated as the society's own
  • Payments from non-members are returned, not absorbed
  • Ageing report so nothing sits forgotten

When a rail goes down

Payments queue and retry, and officers are told what happened and when it's resolved.

Paying in at another society's counter

Within a network, a member can pay in at a partner society's counter and the money reaches their own account. An apex can arrange one rail for the whole movement.

Set up your society on Bridge.

Register free, practise on sample data, and go live when you're ready. No sales call needed.

Register your society How it works

Free to set up and practise. You pay only once you're live.